Circle Mint provides a near-instant, euro-to-USDC onramp delivering competitive foreign exchange (FX) rates previously only accessible to high-volume institutions.
Demand for stablecoin-powered, cross-border payments infrastructure has accelerated as institutions worldwide seek more efficient ways to transfer value. Circle Mint has emerged as a top-tier solution.
Circle Mint provides businesses with a streamlined, near-instant onramp to USDC and EURC. Its services are available to eligible institutional customers in specific regions. It combines rapid execution, transparent pricing, and ease of use into a single package. Eligible Circle Mint customers can frictionlessly convert1 US dollars and euros into USDC and EURC, which can in turn be redeemed 1:1 for USD or EUR through Circle2.
Up and running since 2018, Circle Mint stands as a key institutional onramp to USDC. And with more than 171 million EURC in circulation3, Circle Mint likewise offers a powerful way to access the leading euro stablecoin. But that’s not all it offers.
Leveling Up FX, Treasury Management, Remittances, and Cross-Border Payments
Baked into Circle Mint is its standout foreign exchange (FX) capability. For eligible users, Circle Mint now offers a near-instant euro-to-USDC onramp at competitive rates — rates that have typically been unavailable to fast-growing payment service providers (PSPs) and fintechs in the European Economic Area (EEA).
The offering is available to Circle Mint customers in the EEA immediately4. Now, rather than being forced to engage with slow banking rails, eligible Circle Mint users can onramp local fiat into USDC — the world’s largest regulated5 stablecoin — and EURC. They can do so 24/7/365, with minimal operational friction and low costs.
That straightforward and near-instant FX delivers across-the-board benefits.
For many corporate treasury departments, optimizing liquidity management is a never-ending challenge. Circle Mint allows lightning-fast conversion of euros into USDC — and back — improving cash-flow management while reducing dependence on costly credit facilities.
Beyond FX and treasury management, Circle Mint’s euro-to-USDC onramp offers a vital tool for businesses that power remittances and cross-border payments. Its euro-to-USDC onramp helps facilitate near-instant value transfers at low rates — potentially giving Circle Mint users a competitive pricing edge.
A Global Stablecoin Network Delivering Global Value
Circle Mint is already onramping euros to USDC and EURC. But Circle’s vision is a global one; it’s a vision not limited to any one currency or country.
The recently launched euro-to-USDC onramp joins existing up-and-running fiat-to-USDC flows with the Mexican peso and Brazilian real. The latest onramp represents the next critical step in Circle’s vision to build a truly global stablecoin network. And more onramps are in the works as Circle focuses on broader geographic coverage and increased accessibility.
Circle Mint’s institutional onramps are complemented by Circle’s leading global stablecoin network, a distributed network — active in more than 185 countries6 and reaching 600 million users7 — which makes sure that stablecoins work everywhere they’re needed. Institutions using Circle Mint gain seamless integration with this network, enhancing their global financial operations and extending their capabilities.
In this way, Circle Mint doesn’t only provide the most direct institutional onramp to USDC and EURC. It also tees up fast-growing payment service providers, fintechs, and even established financial institutions to make their global financial operations more effective than ever before.
1The conversion flow for euro to USDC follows a structured path: EUR → USD → USDC.
2Circle Mint customers are able to redeem USDC directly from Circle. In addition, Circle will redeem all USDC presented to it for redemption in compliance with MiCAR, regardless of whether the holder is a Circle Mint customer. Circle Mint is currently available only to institutions and is not available to individuals.
3 As of June 26, 2025.
4 Circle Internet Financial Europe SAS is a licensed electronic money institution authorized to issue validly USDC and EURC as regulated e-money tokens under MiCA regulation in the EEA/EU.
5 USDC is issued by regulated affiliates of Circle. A list of Circle’s regulatory authorizations can be found here.
6Circle Mint supports international wires and domestic bank transfers in more than 185 countries.
7As of March 31, 2025
